What are the alternatives to Payhip?
·Founder, Stakk
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8 October 2026
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7 min read
The right Payhip alternative depends on why you are leaving. For a lower fee, Systeme.io takes 0% on a free plan and Whop charges 2.7% + $0.30 with no monthly costs. For one company to handle sales tax everywhere, Gumroad is the merchant of record. For a one-click upsell after payment without a monthly fee, Systeme.io and Stakk both have one. For tips and memberships, Ko-fi. For 0% on a paid store, Sellfy. Checked 30 September 2026.
Why would you leave Payhip?
Usually for one of four reasons, and it is worth naming yours first, because each one points to a different platform.
Payhip is strong on the basics. Its pricing page puts every feature on every plan: Free at 5%, Plus at $29 a month for 2%, and Pro at $99 a month for 0%, with Stripe or PayPal processing on top. Sales are deposited straight into a processor account you own, and it handles EU VAT and UK VAT, plus US sales tax since 1 July 2026, which it says costs you nothing extra.
The gaps people run into are these. The free plan's 5% adds up, and there is no plan below it without a monthly fee. Tax is handled in the biggest markets but not everywhere. The upgrade discount after checkout is a second transaction rather than a one-click upsell, even though the cart cross-sell before payment works well. And the store is built around products rather than tips and fan support.
If none of those is your reason, the cheapest move is usually to stay.
Which Payhip alternative has no percentage fee?
Systeme.io, on a free plan. Systeme.io's pricing page shows 0% transaction fees on all four plans, Free, $17, $47 and $97 a month, and you connect your own Stripe, PayPal or one of several other gateways. The free plan includes 3 sales funnels, 1 course and up to 2,000 contacts.
That contact cap is the catch. Once a free account passes it, after three days of warning emails, Systeme.io's help center says "Opt-ins and payments stop working" until you upgrade or trim the list. Plan for it before a launch, not during one.
Sellfy is the other 0% option, but on a paid plan. Sellfy's pricing page lists $29, $79 and $159 a month with 0% on each and a 14-day trial rather than a free plan. Each plan has an annual sales cap of $10,000, $50,000 or $200,000, and past it without upgrading Sellfy says it "may start to charge a 2% overage fee" on the amount over.
And Payhip Pro is 0% itself, at $99 a month. If you already sell enough for that to pay off, the alternative you want may be Payhip's own top plan.
Which Payhip alternative has no monthly fee and a lower cut?
Whop. Whop's fee page lists 2.7% + $0.30 per domestic card transaction, and its pricing page says "no setup fees, no monthly costs". On a $20 sale that is $0.84, against $1.88 on Payhip's free plan once Stripe's processing is counted.
The headline is the floor, though. International cards add 1.5% and currency conversion another 1%. Optional tools stack on top, 0.8% for payment orchestration, 0.5% for billing and 2% for tax handling when it is switched on and tax is collected, and Whop itself totals that at 6% + $0.30 with everything enabled. There are small per-transaction fraud fees, $15 per dispute, and payout fees that run from $2.50 for next-day ACH to 4% + $1 for an instant bank deposit.
Even stacked, Whop usually comes in under Payhip's free plan. The other difference is where the money waits: Payhip deposits straight into your processor account, while Whop lists a fee on most of its payout methods.
Which alternative handles sales tax everywhere?
Gumroad. It has been the merchant of record since 1 January 2025, which makes it the legal seller of your product, and its pricing page says it handles sales tax collection and remittance worldwide, wherever it has an obligation as the seller. Payhip covers EU VAT, UK VAT, US sales tax and most of Canada, so Gumroad goes further.
You pay for the difference. Gumroad charges 10% + $0.50 per direct sale with 2.9% + $0.30 of card processing on top, which is $3.38 on a $20 sale against Payhip's $1.88. Sales generally sit in your Gumroad balance, with a $100 minimum before a payout and a 7 day hold on the standard schedules. Its Discover marketplace can bring buyers who were not looking for you, at 30% a sale.
That is the same trade our guide to Gumroad alternatives that pay you directly looks at from the other side: more of the paperwork handled, in exchange for a bigger cut and someone else holding the money first.
Which alternatives have a one-click upsell after checkout?
Systeme.io and Stakk without a monthly fee, and Podia with one. Payhip's upgrade discount asks the buyer to make another transaction after checkout, and the same offer goes out in the email receipt. Gumroad stops earlier, at an offer shown when the buyer presses Pay. A post-purchase one-click upsell is different: the offer appears the moment the first payment succeeds, and the buyer accepts it without entering their card again.
A post-purchase one-click upsell. Payhip's upgrade discount appears at the same point but asks the buyer to make another transaction, so it does not work this way.
Systeme.io's pricing table includes 1 order bump and 1 one-click upsell on the free plan, 10 of each on the $17 plan and more above that. Podia includes upsells from its Shaker plan, which its pricing page shows at $84 a month billed yearly. Stakk ships an order bump and a post-purchase upsell on every account with no monthly fee, and our comparison of platforms with both covers the rest of the field.
Which alternative suits tips, memberships and commissions?
Ko-fi. Payhip is built around a store, and Ko-fi is built around supporters. Ko-fi's pricing page puts its Standard plan at $0 a month with a 5% fee on tips, memberships, shop sales and commissions. Its free option charges 0% on tips and 5% on the rest, with fewer tools, and Gold is $12 a month for 0% on everything.
Ko-fi does not process payments itself. You connect your own PayPal or Stripe account, the money arrives there directly, and Ko-fi says there are no buyer fees or payout fees on top of its own percentage and your processor's.
For a straight product store it is thinner than Payhip, and its 5% matches Payhip's free plan. It wins when the relationship with your audience is the product. Our Ko-fi and Buy Me a Coffee comparison goes further into the tip-jar side.
When is Stakk the wrong Payhip alternative?
If you are leaving Payhip to pay less, Stakk is the wrong choice. Payhip's free plan costs $1.88 on a $20 card sale and Stakk costs $2.50, so moving to us would raise your fee, not lower it. Whop and Systeme.io are the answers above for that.
Stakk is also wrong if you want tax handled for you, which Payhip and Gumroad do and Stakk does not. It is wrong if you sell memberships, courses or coaching, because Stakk has no subscriptions, course hosting or call booking. And nothing on Stakk goes above $999 or settles in a currency other than US dollars, and it needs a Stripe account.
Want the one-click upsell Payhip does not have?
Stakk is 10% + $0.50 a sale with card processing included and no monthly fee, and the buyer's payment lands in your own Stripe account, the same way Payhip deposits into yours. What it adds is the step after payment. The order bump rides the same charge as the product, so it carries one fee rather than two, and the upsell is one tap against the card already on file, charged as its own sale at the same rate. Both are on every account with nothing behind a higher tier, and the layout came out of funnels that ran for agency clients before Stakk existed.